Too Smart to Scam:

New Release · 2026

Canadians lost over $704 million to fraud in 2025. Americans lost $15.9 billion. This book gives you the knowledge, tools, and confidence to protect yourself and the people you love — in plain language, no tech background required.

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Too Smart to Scam book by Jay Calvert CISSP, displayed beside a laptop showing an online banking screen

From the Book

From the Files:
Blackbird

Michelle hadn't expected to fall in love again. She was in her mid-fifties, a widow for several years — and a little embarrassed to even be on a dating app. Then she met Salvatore.

He sent her recordings of himself singing Beatles songs. He wrote songs about her. He had plans for cruises and resorts. He had a stutter, which is why he could never quite manage a real phone call — but they talked every day.

Read the Full Story →

Romance Scam · Michelle's Story

"Michelle." Carol reached across the table and took her hand. "Did you tell Salvatore that you didn't have any more money?"

The silence that followed lasted a long time.

Salvatore never existed.

$704M Lost to fraud in Canada in 2025

$15.9B Lost to fraud in the US in 2025

2 in 5 North Americans have been victims of fraud

100% Plain language — no tech jargon

The Book

What You'll Learn

Too Smart to Scam is a practical, eye-opening guide to recognizing and defeating the scams that target everyday people — especially the ones that seem too real to be fake.

Written by Jay Calvert, a Certified Information Systems Security Professional (CISSP), this book cuts through the fear and confusion with real-world examples, clear explanations, and actionable steps you can take today. You'll learn how scammers think, how they exploit trust, and how to make yourself a much harder target.

Whether it's a suspicious phone call, a phishing email, a too-good-to-be-true investment, or a fake tech-support pop-up — this book covers it all. By the end, you'll know exactly what to look for and what to do.

Perfect for individuals, families, and anyone who wants to protect themselves and those they care about in an increasingly dangerous digital world.

About the Author

CISSP SSCP CySA Pentest+ Security+ Network+ Author Educator

Jay Calvert

Jay Calvert is a Certified Information Systems Security Professional (CISSP) with years of hands-on experience in cybersecurity, security operations, and awareness training. He is the founder of Cyber Smart Canada, a Canadian cybersecurity training platform to help Canada's older adults learn the skills to protect them online and offline.

Jay is passionate about making complex security topics accessible to everyone — not just IT professionals. He regularly presents to community groups and seniors organizations helping people understand the real-world threats they face and the simple steps they can take to stay safe.

Based in Canada, Jay brings both professional expertise and genuine empathy to his work. He believes that knowledge is the most powerful defence against fraud — and that everyone deserves to feel confident and safe online.

Get in Touch

Contact Jay

Have a question about the book, a speaking engagement request, or want to learn more about Cyber Smart Canada? Jay reads every message personally.

Whether you're a older adult looking for help, a library or community group interested in a presentation, or a journalist with questions — reach out.

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From the Files:Blackbird